Means Test Page

To meet the requirement of the changes in the bankruptcy law on October 17, 2005 - you are now required to pass a Means Test to determine if you are eligible to file a Chapter 7 or 13.

In order to make this determination, the court requires that you provide the amount of income you earned for the last 6 months. Even if your income has drastically increased or decreased recently, the amount of income you received is still disclosed on the Means Test.

Click to read more.

Intake Information

One of the most common concerns the debtor has (when inquiring about how the bankruptcy process works) is their "fear" of going to court. I calm many of our clients by pointing out the fact that they are filing a "voluntary" petition -- not an "involuntary" one.

Click to read more.


An attorney retainer is the  agreement whereby the attorney or law firm  agrees to legally  represent the Client.  It sets in specific terms the type of work to be performed by the attorney and the cost of those services.

The law office of  Mitchell Reed Sussman has a standard retainer agreement for Chapter 7 bankruptcy that contains the following provisions.

Click to read more.

Will I Lose My Home If I File for Bankruptcy ?

One of the first questions, many homeowners who are contemplating filing  bankruptcy ask is     “Will I lose my home if I file for bankruptcy?”

Click to read more.

Do I qualify under the “Means test” ?

As a result of perceived abuses in the bankruptcy system, Congress passed the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005."  The principal provision of this Congressional enactment was the addition of a “means test” designed to prevent higher income earners from filing Chapter 7 bankruptcy. 

Click to read more.

What Does a Bankruptcy Trustee Do ?

Many people who are contemplating filing bankruptcy ask the question, what exactly is the job of the bankruptcy trustee? Is he my friend or foe? Well the answer to this question is really quite simple, once you know the duties of a trustee.

Click to read more.

Can I Eliminate My Second Mortgage in Bankruptcy?

The current financial crisis, brought on by the collapse of the housing market has more and more people looking for solutions to their “under water” property. An “under water” property is one in which the debt on the property is greater than the value. Today, millions of homeowner are now upside-down or “under water” on their home mortgage and they are looking for a way out.

Click to read more.

Palm Springs Litigation, All Rights Reserved - Copyright 2011

Site Designed, Hosted and Maintained by

Mitchell Reed Sussman
Palm Springs Litigation Attorney